Congressman John Culberson (R-Texas) recently introduced H.R. 1664, the “Health Insurance Freedom Act of 2015.” This legislation authorizes state insurance commissioners to give their residents the option of enrolling in group and individual health insurance plans that existed prior to the implementation of Obamacare. ATR endorses this legislation and urges all members of Congress to vote for and otherwise support this bill.
President Obama famously misled the American people with his comment, “If you like your health care plan, you can keep it.” The Health Insurance Freedom Act will hold the President to his word and restore the rights of states to regulate their health insurance marketplace.
Specifically, H.R. 1664 allows health insurers to continue offering plans that were in effect in a group or individual market during 2013. These plans would be treated as grandfathered health plans for purposes of an individual meeting the requirement to maintain minimum essential health coverage, and would be offered outside of Obamacare exchanges.
Five years into Obamacare, Americans have been burdened by rising premiums, cancelled plans, and failed exchange websites. This legislation will help undo the damage caused by Obamacare and provide Americans with greater healthcare choice. ATR urges members of Congress to fully support this legislation.