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Social Security Reform

Social Security reform promises to be the largest signature issue of the second Bush term. If done correctly, Social Security reform can turn America into a nation of savers, freeing capital for investment and making the system solvent permanently. Personal investment accounts must be the cornerstone of any reform.

Social Security Recess Information Packet (Requires Adobe Acrobat Reader)

Social Security Facts of the Day

7/30/05 Social Security Fact of the Day
ATR Marks 100 Social Security “Facts of the Day”

7/28/05 Social Security Fact of the Day
After 100 “Facts of the Day,” Congressional Democrat “Leadership” Still Has No Plan

7/27/05 Social Security Fact of the Day
Congressional Democrat “Amerisave” Plan Does Nothing to Fix Social Security

7/26/05 Social Security Fact of the Day
When Disability Is Factored In, Social Security’s Problems More Acute

7/25/05 Social Security Fact of the Day
Hispanics, Including Women and Low-Income, Want to Save More for Retirement

7/22/05 Social Security Fact of the Day
Workers Try to Make Up for Social Security’s False Promises in 401(k) Plans

7/21/05 Social Security Fact of the Day
ispanics Live Longer Than Anglos and Blacks, Need PRAs More

7/20/05 Social Security Fact of the Day
Hispanic Workers Less Likely to Have Retirement Assets

7/19/05 Security Fact of the Day
Hispanic Workers Less Likely to Participate in Workplace Retirement Plans

7/18 Social Security Fact of the Day
Least Affluent Workers Most Likely to Choose Automatic Retirement Savings

7/15/05 Social Security Fact of the Day
Number of Workers Will Continue to Dwarf Retirees Far Into the Future

7/14/05 Social Security Fact of the Day
Number of Workers Will Continue to Dwarf Retirees Far Into the Future

7/13/05 Social Security Fact of the Day
Amount Held In Retirement Accounts Has Skyrocketed in the Past Decade

7/12/05 Social Security Fact of the Day
Less Affluent Americans Most Dependent on Social Security

7/11/05 Social Security Fact of the Day
“Kidsave”Accounts Demonstrate Power of Compound Interest

7/08/05 Social Security Fact of the Day
Eliminating the Wage Cap Would Be the Largest Tax Increase in History

7/06/05 Social Security Fact of the Day
The Effects of Staying Invested vs. Missing Top-Performing Days for Domestic Stocks – 1992-2003

7/05/05 Social Security Fact of the Day
More and More Americans are Stockholders

7/1/05 Social Security Fact of the Day
Socal Security Tax Base is Already Historically High (Requires Adobe Acrobat Reader)

6/30/05 Social Security Fact of the Day
Lower Taxes on Capital Will Help Restore Social Security Solvency

6/29/05 Social Security Fact of the Day
Americans Are Ready to Accept the Responsibility of Planning for Their Retirement

6/28/05 Social Security Fact of the Day
Global Population age 65+ Will Explode in Coming Years

6/27/05 Social Security Fact of the Day
"GROW Accounts” plan would create personal within Social Security to wall off surplus (Requires Adobe Acrobat Reader)

6/24/05 Social Security Fact of the Day
Lowest-Income Workers Least Likely to Have a Workplace Retirement Plan

6/23/05 Social Security Fact of the Day
Youngest Workers Least Likely to Have Retirement Plans

6/21/05 Social Security Fact of the Day
Most Small Businesses Don't Have Retirement Plans

6/20/05 Social Security Fact of the Day
Under DeMint "Stop the Raid" Plan, Workers Would Have $12,000 by 2017

6/17/05 Social Security Fact of the Day
Younger Workers Saving for Retirement, But Social Security Taxes Are a Burden

6/16/05 Social Security Fact of the Day
Over Time, Stocks Tend to Be Less Risky, Have More Stable Returns

6/15/05 Social Security Fact of the Day
Workplace Retirement Plans Increasingly Held in Personal Accounts

6/14/05 Social Security Fact of the Day
Younger Workers Not On Track with Current Retirement Savings and They Can’t Count on Social Security

6/10/05 Social Security Fact of the Day
Deficit Falls Enough to Finance $1000 PRA Contribution for 120 Million Workers

6/9/05 Social Security Fact of the Day
Stock Market Returns Far Improved When Disciplined Dividend Reinvestment of Personal Accounts Is Allowed to Work for Younger Americans

6/8/05 Social Security Fact of the Day
Wexler Tax Increase Would Push Most Married Couples to Over 40% Bracket

6/8/05 Social Security Fact of the Day
Wexler Tax Increase Would Push Most Married Couples to Over 40% Bracket

6/3/05 Social Security Fact of the Day
Lindsey Graham’s Social Security Tax Increase: A Killer to Stay-at-Home Moms

6/2/05 Social Security Fact of the Day
Independents, Moderates, and Union Members All Support Personal Accounts

6/1/05 Social Security Fact of the Day
Overwhelming Majority of Americans Think Social Security Won’t Be Enough

5/31/05 Social Security Fact of the Day
No Blue State-Red State Divide on Personal Accounts

5/27/05 Social Security Fact of the Day
Race Not Relevant In Retirement Self-Reliance Preferences

5/26/05 Social Security Fact of the Day
Many Hispanic Americans Already Save for Retirement

5/25/05 Social Security Fact of the Day
Investment is Not Just for the Rich, But It Should Be for Everybody

5/24/05 Social Security Fact of the Day
Less Well-Off Are Struggling to Join the Investor Class

5/23/05 Social Security Fact of the Day
Elderly Population Will Grow, Get Even Older

5/20/05 Social Security Fact of the Day
Without Personal Accounts, Federal Spending Will Explode

5/19/05 Social Security Fact of the Day
Big Entitlements Like Social Security Are Eating Up Federal Spending

5/18/05 Social Security Fact of the Day
The Retirement Age Has Gone Up Before, Worsening An Already Bad Deal

5/17/05 Social Security Fact of the Day
Social Security’s Payable Benefits Pale In Comparison Even to Bonds

5/12/05 Social Security Fact of the Day
Anti-Choice Poll Even Shows African-American Distrust of Current System

5/11/05 Social Security Fact of the Day
What If Younger Workers Need to Bail Out the Current System

5/10/05 Social Security Fact of the Day
Even Current System’s Empty Promises a Bad Deal for Younger Workers

5/9/05 Social Security Fact of the Day
Farmers Less Likely to Save for Retirement

5/6/05 Social Security Fact of the Day
For Poor Younger Workers, Personal Accounts Outperform Promised Benefits

5/5/05 Social Security Fact of the Day
Four In Ten American Families Have Experience Managing IRAs

5/4/05 Social Security Fact of the Day
Share of Retirement Nest Egg Held in IRAs is Going Up

5/03/05 Social Security Fact of the Day
Americans More and More Likely to Invest in Stocks Rather Than Save in Banks

5/2/05 Social Security Fact of the Day
Despite Negative Media Bias, Personal Account Support Builds

4/29/05 Social Security Fact of the Day
Savers of All Incomes Agree: Let Me Have a Tax-Free Personal Account

4/28/05 Social Security Fact of the Day
Social Security Taxes at Crisis Stage 300 Times What They Were in the 1930s

4/27/05 Social Security Fact of the Day
Younger Workers Especially Already Have Lifestyle Retirement Savings

4/26/05 Social Security Fact of the Day
Secret Senate Democrat Social Security Plan Revealed

4/25/05 Social Security Fact of the Day
Even Liberal Students at Harvard Support Personal Accounts

4/22/05 Social Security Fact of the Day
Overwhelming Majority of High School Students Must Take Personal Finance 101

4/21/05 Social Security Fact of the Day
Corzine and Schumer Believe in Compound Interest for Kids, Not Younger Workers

4/20/05 Social Security Fact of the Day
Americans Save for Retirement In a Responsible Manner Today

4/19/05 Social Security Fact of the Day
Most Retirement Savings Stay In Stocks, Even During Tough Years

4/18/05 Social Security Fact of the Day
The Longer Personal Accounts Wait, the Worse the Problem Gets

4/15/05 Social Security Fact of the Day
For Most Americans, Social Security Is the Largest Tax They Pay

4/14/05 Social Security Fact of the Day
Over One-Quarter of State and Local Government Employees Not Covered by Social Security

4/13/05 Social Security Fact of the Day
Without personal accounts, eventually all seniors will pay taxes on Social Security benefits.

4/12/05 Social Security Fact of the Day
Three in five voters of all ages support personal accounts.

4/11/05 Social Security Fact of the Day
Low-income workers would have benefited greatly from having personal Social Security accounts over the last forty years.

4/8/05 Social Security Fact of the Day
By 2002, 401(k)-style plans had come to dominate retirement planning, accounting for over 96% of all workplace retirement plans.

4/7/05 Social Security Fact of the Day
Not only do workers pay through the nose, preventing them from saving for retirement; they also are not assured even of getting promised Social Security benefits.

4/6/05 Social Security Fact of the Day
Personal accounts would allow all Americans, especially the poor, to have the opportunity to save for a retirement nest egg.

4/5/05 Social Security Fact of the Day
Social Security cannot afford to pay all of the benefits it has promised.

4/1/05 Social Security Fact of the DayGovernment bureaucrat unions, which have screamed the loudest against personal accounts, are 60% invested in stocks in their own pension plans.

3/31/05 Social Security Fact of the Day
Labor unions have been bankrolling the efforts to prevent younger workers from getting a better rate of return from what Social Security promises, but cannot afford to pay.

3/30/05 Social Security Fact of the Day
Taxes to pay for Social Security have gotten higher and higher ever since the program was implemented.

3/29/05 Social Security Fact of the Day
Mutual fund ownership in America has become very widespread in the last 25 years.

3/28/05 Social Security Fact of the Day
Younger workers can expect to receive less than a one percent rate of return from what Social Security has promised, but cannot afford to pay. (Requires Adobe Acrobat Reader)

3/24/05 Social Security Fact of the Day

3/23/05 Social Security Fact of the Day
Social Security is unfair to minorities. A 25 year-old African-American man has a life expectancy of 64, and a Social Security full retirement age of 67.

3/22/05 Social Security Fact of the Day
If No Personal Accounts, Tax Increases

3/18/05 Social Security Fact of the Day
Few Workers, More Retirees

3/17/05 Social Security Fact of the Day
SS Rate of Return for Hispanics

3/16/05 Social Security Fact of the Day
Pre-1983 Greenspan Commission

3/14/05 Social Security Fact of the Day
Eliminating the Wage Cap Raises Top Tax Bracket to over 50%

3/11/05 Social Security Fact of the Day
Benefits Funded By Personal Accounts under Ryan-Sununu Plan

3/10/05 Social Security Fact of the Day
Social Security Large Personal Accounts Bills Scored to Be Solvent

3/09/05 Social Security Fact of the Day
Dramatic Increase in Personal Savings Owned by Workers

3/4/05 Social Security Fact of the Day
Under current law, Social Security Annual Budget Defecits Would Increase Forever

3/3/05 Social Security Fact of the Day
Rates of Return for Median 25 Year Old

3/2/05 Social Security Fact of the Day
The Demographics of the Country

3/1/05 Social Security Fact of the Day
Seniors Are Living Longer

2/28/05 Social Security Fact of the Day
A History of Payroll Tax Rate Increases

2/25/05 Social Security Fact of the Day
The Cost of Inaction

2/24/05 Social Security Fact of the Day
Americans Are Getting Older

2/23/05 Social Security Fact of the Day
Social Security Can't Pay Promised Benefits

Policy Briefs

Democrats Admit to Scaring Seniors!

Several years ago, a senior Democratic House staffer, discussing a draft opinion column written by opponents of personal accounts, admitted in an email that their arguments were “not entirely factually accurate” and were “scaring seniors.” The email was mistakenly sent to a Republican staffer. Click here to read it.